Homebuying Incentives

Are you a First-Time Homebuyer?

Click Here and learn more about the Extended Tax Credit.

$1,000 Sales Allowance paid to Owner-Occupant buyers who go under contract on a HUD property within its first 30 days on market...

Click Here to Read More

What are my monthly payments?

There are several factors that determine your monthly payment:

• Your Loan Amount
  

• Current Interest Rates
  

• Escrow Items:
  

   - City &/or County Taxes

   - Homeowner’s Insurance

   - Mortgage Insurance

So that you have a guideline, we recommend going through the pre-approval

process before you search for a home.

What paperwork do I need when I apply for a home loan?

Being prepared when you when you meet with your lender, will save you a good

deal of time.

You should have:

• Social security numbers for all parties who ate applying for the loan
  

• Copies of your checking and savings account statements for the past 3 months
  

• Evidence of any other assets like 401K, bonds or stocks
  

• 3 recent paycheck stubs
  

• Copies of your last 2 years’ income tax statements
  

• Contact information to verify your employment and rental status
  

(if you are currently renting) 

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